PACORDA DEVELOPERS

One payment contract from creation to financial close.

Build enterprise payment experiences with stable identifiers, explicit states, retriable events, and connected reconciliation outcomes.

CREATE PAYMENTAPI v1
POST /payments
Idempotency-Key: pay_AM-204881

{
  "amount": 84250000,
  "currency": "USD",
  "invoice_reference": "AM-204881",
  "counterparty_id": "cp_northstar"
}
201 CREATEDpayment_id: pmt_66288492
CORE INTERFACE

Technical evidence, stated clearly.

Explore the integration contract, then bring schemas, event behavior, and production requirements into a qualified technical review.

POST/payments

Create an enterprise payment event

→
GET/payments/{id}

Retrieve current payment and evidence state

→
POST/refunds

Create a supported refund request

→
POST/fx-quotes

Request a time-bounded FX quote

→
PAYMENT STATES

Make every transition explicit.

Pacorda separates authorization, provider processing, settlement, reconciliation, and financial-system confirmation so connected systems can respond to the actual financial state.

createdverifiedauthorizedprocessingsettledreconciled
IMPLEMENTATION CONTROLS

Built for reliable enterprise integration.

Authentication

Approved credentials and scoped access for eligible environments.

Idempotency

Stable request handling for consequential payment actions.

Webhooks

Signed, retriable lifecycle notifications for connected systems.

Errors

Explicit failure, exception, and recovery states in business language.

Guided sandbox

Test normal and exception outcomes in a representative payment environment.

Financial events

Publish payment and reconciliation outcomes back to the system of record.

TECHNICAL EVALUATION

Review the integration boundary with Pacorda.

Qualified teams can evaluate supported payment actions, event contracts, sandbox outcomes, and enterprise implementation requirements.

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